We provide solutions for
Future Digital Banking Platform

"Instant Banking Anytime Anywhere"

With far more smartphones than cable internet connections available and with retail consumers investing more resources in mobile devices, mobile banking is fast on the rise.

Mobile banking used to be an app extension of the internet based cash management system, be it with often only summary functionality (account management, payments, utilities). But when you come to think of it, progressing technology not only makes it possible for the mobile customer to reach his bank any time and any place, but it also allows his bank to know when and where the customers find themselves and reach out to them in an active dialogue based on the location / activity of the moment, their financial history and so forth.

The call for a dynamic stand-alone mobile product became obvious and Wirecard Technologies Indonesia is again leading the innovation. In order to acquire a loyal customer base and increase revenue, the banks need to create more mobile traffic coupled to stickiness. A dynamic multi channel feature rich and foremost client-centered user experience (targeted product placement, push notifications, loyalty schemes, etc) is only part of the offering in the Wirecard Technologies Indonesia stand-alone mobile banking product.

This stand-atone solution offers beefed up, multi channel functionality. The linkage to loyalty schemes, vouchers, push notifications, product placement etcetera will turn it into your first dynamic, revenue generating mobile banking experience. Bundling and a more client centered user experience will individualize your customer relationship and create stickiness. SME and corporate functionality available on demand.

Professional Financial Mobile App Builder

The solid three-component app-builder services write-once-service-all all mobile devices (Android, iOS, Blackberry and Windows phones) with their most current Operating Systems and thus guarantees a fast time-to-market. Prime Mobile Studio flexible and easy-to-use tool for the actual design of the app Prime Mobile Server : channel manager, process services, unified transactions, security, Integration and delivery Prime Mobile : extensive iOS (Manes and client API)

Prime Mobile provides an integrated development platform for mobile applications with a comprehensive technology that allows a developer to write once the UI, business process. It also allows to test and deploy applications into multiple smartphone platforms such as iOS, Android, Blackberry OS, and Windows phone.

The solution includes a mobile native application (or 'app') hybrid with seamless integration to any existing application or back-end system. The Prime Mobile platform would enable the corporation to reduce time-to-market in launching mobile applications and services to the market.

Value Added for the bank

The exceptional beefed up multi channel functionality-nearly 'a la carte'
makes the Solution stand out in present day Mobile Banking Market without competition

Personalized cross selling
combined or not with third party offers, vouchers, loyalty schemes, etc), with actionable insights / alerts according to their specific profile and when and where they need it (GPS, shopping mall, showroom cars, etc). Instant and impulse banking 'at the customers' fingertips'. Combined with recurring monthly subscription Mobile Banking has big revenue generating potential.

Still Alive App
even when the bank account is steeping (closed) the app is alive (push notifications). Bundling (family, young, Lifestyle, security, etc) makes niche markets easy targetable. Stickyness is the result.

Open-end
modular architecture allows for the extension to any new channel and feature in the future (NFC, QR, Mpos and so forth).

The bank (app) becomes an active part of the customer life(style) and routine.

Value Added for the customer

Extended notification, functionality, personalization
with potential community and lifestyle appeal, tailored to the customers needs within the corporate identity and marketing strategy of the bank.

Large number of serum payment channels at their fingertips
one interface may service multi channel (bank and virtual e-account, virtual ATM card, credit / debit card, e-money, e-wallet, etc) without need for login / logout.

Client-centered customizable design and features
Dynamic HTML5-generated and even personal wallpapers
Account, alert and notification management
Opt-in and opt-out features (travel insurance etcetera)
More useful and actionable alerts.
Bundling (youth, lifestyle and so forth) and loyalty schemes make mobile banking a unique experience for every individual subscriber.

Prime Mobile consist of three main components

Prime Mobile Studio
The most flexible and easy to use studio to add and change the content and re-usable services.

Prime Mobile Server
Channel Manager, Process Services, Unified Notifications, Security, Integration and Delivery.

Prime Mobile Device Module
Device Engine on the mobile device, extensive libraries, API and interface with native device functionality. Provides the best mobile platform in the market for enterprise. Easy to use with drag-and-drop functionality and with extended and updated library of OS-versions. Write once for all mobile platforms with extreme fast time-to-market. Interactive GUI development tools. Universal user experience across multiple mobile platforms. Efficient: only update those new bits needed instead of the whole app.


Language

Java

Core Banking System Integration
Extensive experience with core banking integrations such as Alltel, Bank Trade, Bank Vision, CardLink, Cardpac, Eximbill, FES, Rnacle, Fiserv, M&I, Murex, Silverlake, SilverCard, Stratus ON/2, Systematic, Tandem Base24, Temenos, Vision Link and other

Database
Oracle, PostgreSQL and independent

User Interface
Any current internet browser with java plugin enabled (JRE Installed)

Modules
Large variety and full customizable, such as most common Account and Information Management, Product Placement and Advice, Purchase, Extended Approval Matrix, Payment and Remittance Bundles, Bill Payment and Presentment, Payment Gateway B2B, Cheque Payment and Management, Collection Management, Advanced Liquidity Management, Trade Finance, Financial Supply Chain and E-Invoicing, Payroll and Bulk Payment Module, Tax Management, E-Commerce Bundles, AR / AP Management and Reconcilement, Security Bundles, Customization Bundles, Utilities and others.

Authentication
Any third party hard/soft token-own soft token available
*Product descriptions are for reference only and can change without prior notice. For more information or additional requirement do not hesitate to get in contact.